Hire Expert Mortgage Application Expert
Our Mortgage Application Experts are specialized developers with deep knowledge of the mortgage industry, financial regulations, and lending processes. They build secure, compliant mortgage processing systems, loan origination platforms, and financial data management solutions that meet strict industry standards.
Meet the engineer
Who you'll be working with
Not a faceless resource pool — the engineer who builds your system and stays on it.

Muhammad Shabir
Senior Full-Stack Engineer | Regulated Fintech Platforms
Senior Full-Stack Developer with over 10 years of experience delivering regulated financial and document-heavy platforms. Built high-performance financial services in C# and .NET handling real-time transaction processing under strict security compliance, engineered a centralised document repository for secure storage and retrieval, and delivered HIPAA and GDPR compliant integrations with third-party insurance providers — the same compliance, audit, and data-integrity discipline loan origination demands.
Financial Systems
Compliance & Regulation
Document & Data Management
.NET & Backend
Databases & ORM
Security & Authentication
Selected work
High-Performance Financial Services
Developed financial services in C#, .NET, MSSQL, and Entity Framework handling real-time transaction processing while maintaining strict security compliance.
Centralized Document Repository
Developed a centralised document repository using SQL Server and Entity Framework, ensuring secure storage and seamless retrieval of business-critical documents.
SaaS Platform on .NET Core
Architected and developed a SaaS platform using .NET Core, T-SQL, EF Core, and Amazon RDS (PostgreSQL/MySQL/SQL Server), reducing inter-departmental paperwork by 80%.
HIPAA & GDPR Compliance Layer
Ensured HIPAA and GDPR compliance by implementing end-to-end encryption for secure interactions with third-party insurance providers in a healthcare platform.
Automated Payroll System
Engineered a fully automated payroll system in T-SQL that cut manual payroll effort by 90% while improving accuracy.
Distributed Auth with IdentityServer4
Secured distributed authentication and authorisation by integrating IdentityServer4, OAuth2, and OpenID Connect across services, ensuring data privacy and regulatory compliance.
Database Optimization Strategy
Designed and implemented a high-performance database optimisation strategy that reduced query execution time from 4 minutes 30 seconds to 30 seconds, significantly improving system responsiveness.
E-Commerce Platforms & Payments
Built e-commerce platforms with full shopping cart and payment gateway integrations via Stripe, PayPal, and other third-party services, alongside product catalogue and checkout systems.
Automated Reporting Pipeline
Automated routine reporting with Azure Functions and REST APIs, reducing manual reporting time by 30 hours weekly.
Experience
Senior Fullstack Engineer
Jan 2022 – PresentLawHQ
- Built scalable C# .NET Core applications for e-commerce and SaaS platforms, delivering across HR, eCommerce, and Healthcare within microservices and micro-frontend architectures
- Spearheaded architecture of a large-scale HR management system on .NET Core and Azure DevOps, and automated payroll in T-SQL cutting manual effort by 90%
- Reduced query execution time from 4m30s to 30s through a database optimisation strategy, and cut API response times 30% by migrating REST to gRPC
- Migrated legacy frontend components to Angular (RxJS, NgRX, Angular Material, SCSS) for a 50% boost in user engagement
- Secured distributed auth with IdentityServer4, OAuth2, and OpenID Connect, and ensured HIPAA/GDPR compliance via end-to-end encryption for third-party insurance integrations
- Raised test coverage past 80% SonarQube with xUnit, and automated reporting with Azure Functions saving 30 hours weekly
Senior Software Engineer
Feb 2019 – Dec 2021Ibex Pakistan
- Architected a SaaS platform on .NET Core, T-SQL, EF Core, and Amazon RDS, reducing inter-departmental paperwork by 80%
- Developed high-performance financial services in C#, .NET, MSSQL, and Entity Framework handling real-time transaction processing under security compliance
- Created and managed 5 production frontends in Angular with a shared component model, plus reusable TypeScript component libraries
- Migrated the notification service to real-time WebSockets with SignalR, improving user experience by 60%
- Applied TDD with Jest, xUnit, NUnit, and Playwright; resolved 100+ software issues and ran CI/CD for 10+ components on Azure
Full Stack Engineer
Apr 2016 – Nov 2018Asiansol Pakistan
- Developed and maintained 10+ backend systems, RESTful APIs, and microservices using .NET Framework, ADO.NET, and LINQ across SQL and NoSQL databases
- Broke monolithic applications into microservices, improving scalability and release cadence
- Designed a role-based access control system managing admin, manager, and employee permissions
- Built e-commerce sites in ASP.NET MVC and C# with product catalogues, shopping carts, and payment gateway integrations
- Implemented Redis caching to improve responsiveness of time tracking and reporting features
Fullstack Engineer
Mar 2018 – Sep 2019Zech Technologies
- Developed scalable full-stack applications using ASP.NET Core and Angular 8
- Worked on blockchain and cryptography-based solutions focused on secure, distributed systems
- Built and maintained RESTful APIs and backend services for enterprise applications
- Integrated ElasticSearch for advanced search and performance optimisation, and containerised applications with Docker
Fullstack Engineer
Mar 2017 – Dec 2018Authbytes
- Developed and maintained web applications using PHP and Laravel for business and enterprise solutions
- Built RESTful APIs and backend services focused on scalability and performance
- Worked on Android application development and integrated mobile apps with backend APIs
- Integrated third-party services, authentication systems, and payment gateways
Web Developer
Jun 2013 – Mar 2016Freelancer.com
- Designed, developed, and maintained 25+ custom websites and web applications across industries
- Delivered front-end interfaces with Angular.js and responsive CSS frameworks, working directly with clients on requirements and wireframes
- Built e-commerce platforms with Stripe, PayPal, and other payment gateway integrations
- Implemented WordPress CMS solutions enabling non-technical clients to manage their own sites
- Wrote unit and end-to-end tests with Jest, Cypress, and NUnit across all projects
Core expertise
.NET Ecosystem Architecture (ASP.NET Core, EF Core, SQL Server, Blazor)
Enterprise Angular & Frontend State Management (RxJS, NgRX, NgXS)
Cloud-Native Microservices on Azure & AWS (Docker, Kubernetes, Terraform)
Identity & Access Management (IdentityServer4, OAuth2, OpenID Connect, RBAC)
Healthcare & Fintech Compliance (HIPAA, GDPR, end-to-end encryption)
Developer overview
Comprehensive overview of our mortgage application expert and their capabilities.
What we offer
Specialized developers with expertise in mortgage and financial application development.
Our team consists of highly skilled professionals with extensive experience in their respective domains, following industry best practices and staying current with the latest technologies and methodologies.
Core skills
Why choose our Mortgage Application Expert?
Proven Track Record
Successful delivery of complex projects with measurable results
Fast Delivery
Agile development approach ensuring quick time-to-market
Latest Technologies
Always up-to-date with cutting-edge tools and frameworks
Ready to hire Mortgage Application Expert?
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